Finding a cleaner is the challenge in a market where (as you experienced first hand) has a limited supply of persons looking to work.

As far as foreclosures, you literally need to have the money in hand if you buy from an auction.

There are a handful of reasons why you could get a second loan, relocating 100+ miles away, or significantly upsizing your home due to a growing family ect, but simply waiting a year and getting a second loan isn't necessarily going to work unless you refinance that first loan. 

I'll DM you a handful.

You are paying someone to do this for you so you don't have to hand-hold. 

They allow you to hand for a low amount and will work with you to beat all prices.

It is a a mess, several years of deferred maintenance and a couple handfuls of loose ends tossed in for extra measure.  

I am externally eager to learn more and get my hands dirty, please advise if you have any recommendations in my local area.

Expensify is hands down the best receipt handling application i have ever seen. 

Hands down. 1) less fees 2)you don’t want to start the amortization clock over again with your property in which most of your payments are all going into interests when refinancing.3)once you pay down your debt with HELOC, your credit line is available again for more draws.