Claiming that his wife (co-owner) lives there all utilities under her name. 

MS TN IN MI PA MD SC GA Al KS MO CA CO WA OR etc etc. 

Below is a link to a sample Excel file found online (oddly enough, it is from Alaska Housing Finance Co).

Or maybe co-signing? 

I live in Colorado Springs, there are 5 military bases here....

HERE IS MY DILEMAMy co-worker is selling her home, it has been vacant for about 4 months. 

Sales comps (MLS and Co Star)20.

Hello BP,Wanted to share the success story of Brad Dubis most recent rent by the room House Hack (HH#2) purchase in Colorado Springs.Investment Info5 bdrm/3 bth SFH in Colorado Springs, CO.

My 3 properties are LTR with one multi-unit owned with co-investors.

25% for flood when creek rises, fire, non paying tenant, roof repairs, tree falls on duplex and insurance deductible is $2500, tenant puts toy down toilet and clogs main line, dog which you did not allow bites someone, disposal stops working, property manager 10%, property taxes increase because they see you did rehab or you changed the title, noise fine as tenant decides to become a drummer, trash bill, ants or vermin and you have to hire a exterminator, mold claim, planning department inspection fail, city fee as business, legal fees, CPA fees, insurance goes up, Imperial Beach business license and landlord permit/ annual fire safety inspection/gas co inspection $1500+, heaven forbit the Coastal Commission says you dumped foul water, to name a few