Quote from @Kieran Dowling: it is curently zoned as commercial/ resturant/ cafeSounds like you will have to get the city to change the zoning.Even If you could get a residential mortgage on it, the city won’t allow residential use with its current zoning Hope this helps!  

Here are a few below: Generally, buying through your personal name can reduce the interest rate - commercial rates on LLC mortgages are usually higher but you can research thisMost LLCs on incorporation don’t have any credit so it may be difficult to find. a lenderIf you own the property in your personal name you are exposing yourself to more risk and will want to transfer the property into LLC as soon as you canIf you own property in your personal name and transfer to LLC the lender may not allow or can call the entire loanLLC or personal ownership you need insurance. 

I will need to use my money to make Mortgage, Insurance and Tax payments on it until I can get it with a Vacation Rental company (I use Vacasa)  I have a good job making over 6 digits that I plan to keep working at for another 5 years unless I sell this house and do really well which is highly possible from my experience unless the market tanks similar to 2008. 

That’s pretty good here in northern NJ, where it’s much cheaper to rent than own with a typical mortgage. 

Also for the funding do you recommend a mortgage broker or directly with a lender?

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

What are some of the major platforms that I could use to market this property for rent so that I can be able to offset my mortgage? 

When applying for a mortgage is there a LEGAL obligation to disclose all income or can you disclose the income sources that will qualify you for the loan?

I was able to get a 30yr 3.3% mortgage with 5%down.Its now been 5 months since I converted it to an Airbnb.

Yeah, it seems todays rates make it more imperative to get a solid deal upfront in order to take on a mortgage.