I'm still just learning but I can't figure out if it would be better to go the llc way or the umbrella insurance way .

=)  Example1: http://www.hgtv.com/remodel/outdoors/top-six-exterior-siding-optionsExample2: http://www.brickhouseinnbb.com/images/Brick%20House%20Inn.jpgExample:3 https://en.wikipedia.org/wiki/Nathaniel_Hill_Brick_House#/media/File:Nathaniel_Hill_Brick_House.jpg  

Therefore, like your agent said, a $1M liability policy on the property (plus another $1M policy umbrella) is likely going to cover any liability risk exposure you might face.

Just keep your insurance levels up with an umbrella policy.

Get an umbrella liability policy that covers you.

For outdoor car and camper storage, its usually a flat fee.  

And yet, I know a guy who prefers dropping bandit signs because he likes getting outdoors and travelling around town.It always comes down to knowing exactly what you want, who has it, and where it is...  

We got called on it, pretty much immediately, and we had to switch back to our names.We all carry good personal liability AND umbrella insurance in the event something happens we are hopefully well covered.  

Outdoor recreation event but really for many things you need parking.

Also would a policy with another company be covered under our current umbrella policy with Allstate?