Although it is possible that the (former) owner didn't know about the foreclosure, the odds are pretty steep that he is lying to you.While most of us investors might continue to hope and wish that "notice of foreclosure" means the date of the lis pendens or "notice of default", the feds and state case law have gone on to define it, for the purposes of this law, as:"The date of a “notice of foreclosure” is defined as the date on which complete title to a property is transferred to a successor entity or a person as a result of a court order or pursuant to provisions in a mortgage, deed of trust, or security deed."

You will be able to see all information recorded including the deed of trust and use this to estimate what is owed if needed.

After fighting with a big national bank on a couple mortgages, I stumbled across a local/ regional bank that has been great to work with.

But for how big this operation appears (from their national level ESPremier product) you would think they would have a "Deals Funded" page itemizing their $50M in deals.

This means that would will not be able to sell the property within that 90 day period or put another deed of trust or lien on the property.

Yes, on a national level, SFHs are nearly 5.5x family income.

Off the cuff, I'm not sure it matters whether the seller is breaching the due on sale clause because that's usually in the deed of trust and is not part of the sales contract.

:) If you have a crew or have worked with one you trust, please call or write.

I lent money to a rehabber once, title was in his personal family trust, a IRS lien attached and I had to foreclose to remove the lien.

I think they are nation wide and might be able to help you no matter where you are moving from or to.