The indicators you are noting show the market is either at the top of the market or already past the top of the market. 

In practice, the rents appreciate more than the non-fixed costs and therefore cash flow improves over time.There are variations in properties and their associated expenses, but I would think it is likely that you have either very modest positive cash or modest negative cash for (so about cash flow neutral) at 80% LTV if calculated with my pro forma numbers.As indicated, historically the cash flow improves over the long term from the initial cash flow position. 

Reports that I have read online indicating the Multifamily homes is what investors are getting and the best first step in RE.  

The unit is under a joint lease between 3 people.  2 of the 3 people indicated January 1st they'll be moving out (without the proper 30 day written notice required in the lease). 

“House hack” indicates you would, in which case the people would be considered roommates whick would be totally legal.  

The fact that competitions is intense has for sure made it harder to find deals, but doesn't necessarily indicate that the competition is irrational.

Hello, Frank; as Richard indicated, when you see "Executor", "Personal Representative, or Administrator," most likely it is going through the probate process in that particular state. 

As I indicated f/f debt is basically free money.  

I'm curious about opinions here on the future of Portland's real estate market and if there are any leading indicators you're looking at.I think it'd be hard to deny Portland has had a tough year with coronavirus, wildfire and civil unrest.

I haven't had a problem yet that has not been resolved by going this far in the process but if needed a next step I would probably indicate to all parties that I planned to pursue collection in the courts and this would affect all of their credit history, etc..