Based on suggestions in the forum we googled local community banks in south florida and both that we spoke to seemed very open to the idea of buying in a personal name and then quit claiming the property into an LLC.  

I concede that this will be difficult to execute in Charleston (affording a house with STR potential as a FTHB straight out of college), so you may have to take a stair-step approach.In the meantime, get involved with the local REI community.

I would begin my investor path by attending the local investor meetings.

The value around $20k according to the local tax office.

If you want to stay local, then your return probably is good. 

Firstly, I would look into any local real estate investing groups in your area.

Anyone with local knowledge of subdividing properties who might be willing to share some advice?  

Being a local company, providing quality housing and great service is very important to us. 

Are you attending your local REIA's?

@Jacqueline Lee, I highly recommend you find a local REIA group to you.