@Jason Chin  1)  focus on getting the  HELOC in place on the  home she lives in  as  most heloc lenders  are  able to  do these on primary  homes and not rentals  2)  do not move  into a LLC as most lenders  will not lend to a LLC   3) some heloc lenders  will not  be able to  do the loan if the heloc  is to be in  fisrst position  4) your mother may  qualify OK  based on her  tax returns  5)  consider  contacting the bank she  or you bank with for a HELOC  6) consider  contacting the small to mid size  credit unions / banks  close to the  subject property for heloc options 

Or, you can just invest the money that you would be putting into the maximum funded insurance policy and then borrowing against directly into real estate and avoid paying the large cumulative fees charged to pay for sales, marketing, administration, overhead, asset management, and profit to the insurance co.  

Hi all - purchased first property this year as a second home loan short term rental in CO.

I've recently been looking into Co-Living which is essentially renting by the room (in a more organized and structured way).

Is a  non occupant  co borrower  ( like a  relative/ parent ) an option ?

Look at vacation rentals- smokie mountains, Colorado, Florida - go 25%Single family near big University-25%Executive rental property-25%Land lord lower income - development with government credits-25%

I used one in Denver, CO. in 2002 and they helped me wholesale 3 deals and complete my first fix/flip.  

If you're currently an airbnb host/co host or own any STR/MTRs, I'd love to offer a helping hand 2-3x a week and possibly every other weekend - lets talk what works best for you. 

My intuition tells me they will be skeptical as this isn't a commercial transaction per say, it's just a group of separate co-ops in the same building. 

ANOTHER reason everyone needs a PM CO, .