Sorry that you dislike the reality of the #'s, and no it's NOT with SS, fact and reality is more than 50% of people is US receive various social welfare program benefits, because of mindsets like your championing.My parents nor I was ever exploited, we made an exchange, employment is not exploitation it's an opportunity, only a Communist would coin a job exploitation.  

Let me expand the thought - most DSCR lenders offer a lower rate in exchange for a 3 or 5 year prepayment penalty. 

If I were you, I would be thinking of doing an opportunistic 1031 exchange of the condo into a larger building.

No country exchanges Belizean dollars.  

AS far as cost goes I think they are still running the $49 in exchange for video testimony deal.

As of 2024, the bonus depreciation is 60% (subject to change pending the passing of laws) which allows you to immediately depreciate 60% of the asset’s cost.1031 ExchangeA 1031 exchange is a tax-savings strategy that allows investors to postpone paying capital gains taxes upon the sale of an investment property by reinvesting the proceeds through the purchase of another property (i.e. a like-kind exchange).

If you decide to sell the property you would be able to do a 1031 exchange.

Later I sold the condo and did a 1031 exchange to bought properties out of state.

Does anyone have experience with "Cajun Underwriters Reciprocal Exchange"? 

We are soon listing our first property for a 1031 exchange.