When talking conventional loans, it seems that Freddie/Fannie want a down payment of 20-25% on 3-4 unit multifamily even if the property will be my primary residence (I'm unwilling to put down that much cash if I'm living there... that's one of the benefits of a house hack right?). 

Assuming they are unwilling to do that I'm sure Biden will come in and sign whatever they want. 

If so, know this:"Lenders are usually unwilling to finance a mortgage until the lis pendens has been removed from the title.

If  the latter, the long term prospects bode poorly for an area whose residents are either unable or unwilling to invest in the local housing stock. 

I would ask the title agent why the Seller is unwilling to give the SWD.

In my market, they're unwilling to pay market rent.

The seller is unable/ unwilling to remove and or remediate the tank and is selling the property "as is".

If they are loaded to the gills with payments or have charge-offs or collections on dumb stuff like clothing accounts and cell phones I take that more seriously, as someone who is unwilling to pay a few hundred dollar bill and let it go to collections is going to be a bigger risk of not paying their rent (in my opinion AND experience).  

If they are unwilling to meet you and know they are out, then post a notice, wait 24 hours (or whatever is required by law in your area) and then enter to do the inspection. 

His only response was that he was unwilling to meet and was pursuing legal action.