However I guess they take the appraised amount, subtract the loan amount first and then calculate the 80% which left us with 137k.  

When I analyze properties, all I do is figure insurance costs, prop taxes, and the mortgage and 5% vacancy and annualize it and subtract that from whatever my annual total rent is..

Find out how much recent properties have sold for fixed up with similar amenities and fixtures and build type, subtract 30% for closing, minus repairs, and then minus what you want to make.

Hard money debt servicing costs go in with the regular mortgage cost for the ongoing total debt servicing cost which, combined with taxes, gets subtracted from NOI to give you the cash flow number. 

An STR generating 120k gross will net about 60 to 70k (subtracting insurance, property tax, utilities, internet, commissions, wear and tear, potential damages and disasters).

Subtract what you currently owe from the loan amount so for an investment property 97,500 - 85000 = 12,500 and for a primary residence 104,000- 85000 = 19000 and then subtract closing costs/prepaid expenses from that. 

Take your net sales price after closing costs and subtract your original purchase price and that’s roughly your taxable gain.

He’s Asking $290k (from which we’d subtract the initial $15k deposit for a total due at end of 12 months of $275k)ARV is $350kOn Airbnb should pull in approx. $4.5kWhat would you call this type of deal and is this the best way to structure it?

He’s Asking $290k (from which we’d subtract the initial $15k deposit for a total due at end of 12 months of $275k)ARV is $350k on Airbnb and should pull in approx. $4.k monthly revenueWhat would you call this type of deal and is this the best way to structure it?

The lender (per conventional guidelines) should take the net result of each rental and add or subtract that from your income.