She said she had a lawyer and that she was fighting the HOA for singling her out, especially after all this time; which made me think, have you received any updates (in writing) from your HOA she said she didn't know.What I suspect is that the HOA has made subtle change to the charter/agreement which has subsequently allowed this seller to be exposed. 

The difference is subtle, but with Mexx debt, the seller would not be able to sue to foreclose the first, but rather take over ownership of the property if you dont pay according to the terms of the Mezz debt.  

So far, I have very nicely made suggestions to the agent and given subtle hints that I thought would work.

But it is a subtle legal point.  

If not, I would suggest that before proceeding with any final decisions.Also, something subtle that I noticed, you said “to round up” at the end of your calculations for COC return.

Life on an island, especially one as small as Maui or as small population as Hawai'i is very different in subtle ways that you might not notice while on vacation.

Hi Angel- My screening could have been better- in retrospect, there were a couple subtle signs that I should have picked up on. 

IF YOUR POST HERE IS ANY SORT OF AD, NO MATTER HOW SUBTLE, IT WILL BE REMOVED!

They'd much rather say, "I sold my home" a mindset that maintains their dignity--a subtle to nearly worthless distinction from a FICO/future qualifying POV but meaningful to some homeowners.I intended to post URLs to support what I said in my initial post but, apparently, as a new poster, I cannot post URLs until a couple of days has passed.

Let them talk but then use subtle questions that get them to open up.Many times when they didn't see a questions as a question they will give away the farm.For instance the guy that is the bad partner.Ask that guy what the problem with is partner is??