I noticed that Chase and Bank of America charge fees for wires unless you meet specific criteria.

If you live there you probably have a good handle on the subtle market dynamics.One significant risk of buying any property out of state is that you have a lot less knowledge and first hand experience with all the nuances of that specific market.

I have a few friends who is very pro Ohio (Akron and Columbus specifically), but i ventured elsewhere.

You haven't provided enough information on that to allow specific advice.If you purchased the property in 2020 you should still be at a good interest rate (assuming a 5 year balloon ARM).

These specific questions should be posed to the agent that sold you the policy. 

I am trying to invest out of state, specifically in Kansas.

I’m sure it’s location specific but $6,000 sounds way too much.

Specific topics come in waves.

What I like about it is the fact I can reach out to them when I have specific questions about a topic or if I wanted more details.Information like this can be found through reading REI books and scourging YT videos.

Please do post specific questions, I know many people here will be happy to help!