DSCR guidelines vary by lender and working with a mortgage broker or lender that specializes in these mortgages can help get better terms such as a DSCR 1 ratio vs a DSCR 1.2 ratio.

I’m Chris Dickerson, a newly licensed Mortgage Broker based in PA, specializing in financing solutions tailored for real estate investors.

Highly recommend getting in touch with a good landlord/tenant lawyer that specializes specifically in CA. 

Many jurisdictions will not record a subdivision plat until you've put in (or bonded) the infrastructure (power, sewer, water, roads, etc). 

I'm in the messy middle as a residential agent who works mostly with investors and specializes in the small MF space.  

They don't appear to be anything special.

We use a 3rd party company that specializes in only property management trust accounting (nothing else), and they reconcile the bank account every single day.

Appraisers often rely on comparables, so showing them properties with similar square footage and added living space may help justify the value.Get Another Appraisal: If possible, you could request another appraisal or hire an appraiser that specializes in valuing homes with finished basements or unique features.

After 8 years as a director in the kitchen and bath retail space, I'm bringing my positive energy and relationship building to a wholesaling firm covering Los Angeles and San Diego counties (we specialize in single family homes priced between $400-$1.7M).

I specialize in the city of Charlotte though, but I'd love to refer you to a good contact in Raleigh if you are interested please PM me!