I suggest to save up for 6-12 months while learning the market better or partner with someone who has the cash while you do the legwork.

Thoughts and suggestions or too complex and take the hit on capital gains tax as I sell my rentals?

Personally I’d prefer having all my loans with one entity like my local credit union who doesn’t sell them and just have the payments come out of my account that I already have with them, keeping it as simple as possible. 

My suggestions would be in this order:(a) Determine the type of financing you qualify for - this will short cut the process considerably and save time on investment angles and next steps.

It helps if you have verifiable past landlord references.I suggest using a service like Mayistay.

Thanks so much for all the information and suggestions.

I suggest contacting an RE attorney who can assess your options.

None of the resources indicated the kind of changes to the law as you had suggested.

I suggest using a service like Mayistay.

In a perfect situation, the payment will still be delayed (even if by hours) using this additional system.And secondly, many of these vendors have "clawback" provisions where, in their terms of service, you give them permission to go back into your account - even weeks after the fact - and reverse a deposit that was made by your tenant.My system is simple, allows for tenants to pay through multiple means, and does not cost me anything extra.