In my youth, I knew it all, and was a hot head.Now, I realize I know nothing and stand on the shoulders of giants.Create value for the people you admire, pay it forward.

After closing, Seller told me that the house was a tremendous burden and she felt like a weight was off her shoulders.

Get it occupied with a tenant and then once you've proven your concept and capacity to execute your plan, you are ready to talk to banks about what you are doing and how you want to scale it.Go to www.memphisinvest.com and give them your name and email address and you will get access to Chris Clothier's "How to prepare a bank book" video that will set you up for success when you walk in the door head and shoulders above others looking to do business with banks.

I am lucky, I don't need money bad enough to need to do things that will make me lose sleep and look over my shoulder for the next 20 years.

Read hereFollowing last year's realization that mortgage origination as a product line is effectively dead (which has forced such origination dependent banks as Wells Fargo to return to subprime lending in hopes of keeping the revenue stream alive, knowing full well how it all ends), and that only investors and "all cash" buyers are keeping the myth of the housing recovery alive on their shoulders, banks fired tens of thousands of workers in the mortgage business hoping to stem the bottom line bleeding from the collapse in revenues.

I recently had shoulder surgery and had a lot of time to research real estate investment.

There are other options that you might consider.In at least one case, our borrowers wrote into the purchase contract that they agreed to offer a credit for a 25 foot U-Haul to enable the owner to move his possessions if he chose, or to allow him to leave his house literally shoulder high in garbage, at his choosing.

SO I understand the cold shoulder treatment.

Mike, maybe you should take that leap because you have the right head on your shoulders for it.

If you can stand on their shoulders then chances are you will get a good performance.Don't be so concerned with appraisals....you can always tell a newbie from a seasoned investor.