Vacancy rate is probably a good factor to run a sensitivity analysis against: at a given level of vacancy, what type of NOI and CFAF do you generate?

Everyone will hopefully find their fine balance of: - liquidity and liquid reserves - asset/equity growth goals - debt management and cash flow management by strategically managing loan terms, notes payable, allocating, shifting, and replacing the more expensive debt instruments with less costly and better terms (fixed, no balloons, non interest rate sensitive) - tax planning - recoop losses from your financial bucket to be redirect to higher purposes or returns - estate tax planning - if you're over 5.34 mil and cannot siphon off your wealth quick enough through the 14k gift allowed annually per person- risk management - since each person has their own risk tolerance for each of the above categories To focus on just equity growth with out considering the other areas of planning may be very risky but thats just my opinion.

So, what you end up with are originators in a brokerage operation or brokers where you'll find the least safeguards and abilities in the industry.

This could be huge on time-sensitive investments and give great level of convenience.Large contribution limit of up to $57,000 (significantly higher than an IRA, which is only $6,500).

Down side is that the seller is on that note, so any late payment goes to your credit....there are safeguards to keep this from happening to a point.Your attorney can explain it and probably won't be nuts about it as it does violate the due on sale clause in your mortgage.Another way is for the two of you to form an LLC, refinance the place between both of you, then sell your interest out of the company.

When you get into commercial lines you are generally less safe guarded compared to single family.

This could be huge on time-sensitive investments and give great level of convenience.Large contribution limit of up to $57,000 (significantly higher than an IRA, which is only $6,500).

HI Derek Check out my blog re Sub2s I don't know what NM laws are regarding recording the deed...In California you don't have to but in AZ where I buy properties I record the deed in an LLC to protect my assets but either way make sure you set up the safeguards I mention...I don't like lawyers getting involved... find a title company to handle the whole enchilada...Make your payments to them i.e.a collection company who in turn will service all the debt on the property....Any QA let me know

Maybe you can negotiate parts of that wording to minimize what you are giving up.If you are on a closing for a time sensitive issue you might just let this go in favor of your other benefits.No legal advice.

You also need safeguards in the Operating agreement, power of sale of assets, so the property can be sold, him paid off, proceeds going to you of any excess and the termination of the LLC.