.: I haven't passed this past legal review so for what its worth: Part of my standard requirements for everyone include income is at least 3X rent, minimum credit score, say 640, Clean record and no evictions as well as deposit is paid in full at signing of lease and 1st month rent is paid in full prior to handing over the keys.

private money lender How did you add value to the deal?

Using local hard money lenders usually works best.

Very good resource for getting set up with STR property managers, cleaning services, realtors, lenders, etc. https://www.getchalet.com/

I have reviewed our Salesforce communication and the data from your portfolio, which only tells part of the story of your experience.

Ultimately though, it will depend on the lender and the availability of funds (assistance) available for the demographic area that you are purchasing in.Do you have a property that you are looking at?

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

If its not someone you know the lender will dictate the terms.

What I think you'll need to find out from lenders/banks/credit unions is how much historical timeline they'll need to review to support the valuation/income.

Do you have a list of recommended lenders?