An example in my experience would be a local/regional foundation with a mission that is aligned directly or indirectly with Affordable Housing AND a longer-term investment horizon with less of a focus on the financial return and more on the "social" return for the community.

$400k equity is producing $1600/month cash flow for a return from the cash flow of 4.8%.  

The wife and I are in the middle of building an 800sqft detached 2BR 1 bath ADU in our backyard near St.Augustine in downtown Raleigh and was curious what you find they return in equity.

Also -without an in service rental, you have no schedule on your tax return on which to deduct those expenses. 

Who is going to want to invest in a scheme of diminishing returns?

For syndicates with loan maturities after 2030, they even have a shot at making a positive return, and perhaps even a decent one considering what they've endured to get there.Kicking the can down the road:  Owners and syndicators hoping they can kick the can down the road by negotiating loan maturity extensions are likely to be disappointed. 

Given you're in Texas and don't have a state tax return, it really opens you up to work with providers nationwide. 

If they are self employed and their income on their tax returns is understated because of deductions you can use data from bank statements.

Include text so that states what will happen if the new lease isn't signed by landlord and husband such as the return of keys by all parties date.

This might not reduce your taxes, but it's a better use/return for your money than paying down a 4% or 5% mortgage.