However, how much they’ll see can depend on brokerage policies, so it’s worth confirming with them directly.Transaction Coordination: It sounds like you’re used to having a support system in place, so doing it solo may feel a bit different at first.

You need reserves. 

After stabilizing the property and confirming its strong rental performance, I refinanced it into a long-term loan.

(The exception to this is loans based off prime which would typically be home equity lines of credit as the Fed funds rate does affect prime) The Federal Reserve meets 8 times a year, while the bond market which actually dictates mortgage interest rates is traded every second of every day of the year.

House hacking would be the best option for this area though (almost only really viable option for investing without large cash reserves, unless you flipping).Big Bear Airbnb strategy is speculative right now with most Airbnbs up there not preforming well at the present, unless you have a lot of experience.

For the home loan, if assuming it isn’t an option with your current income, you might consider using some of the cabin sale proceeds as reserves or paying down debt to improve your financial standing.

I have cash for a down payment and some reserves.

I have crazy high DTI (like 80 to 1) but large reserves, crazy high credit scores, and fairly small revolving credit card balances ($20k to $30k but paid off each month). 

With a budget of $130k I would make sure that you still have at least 6 months of reserves after the purchase.I would also be careful in certain areas where the cash-flow looks too good to be true..

Instead were sitting on equity, a handful of SFR, cash reserves, and looking for the next opportunity.