This is the equivalent of a car salesman pitching the "monthly payment" of a car instead of the actual price of the car.

You should have 25% down payment + closing costs, + an oh Sh*t fund on top of that. 

These groups are goldmines for finding mentors, reliable vendors, and other investors to learn from.Property ManagementChoosing the right property management company can make or break your experience.

Have you considered tapping into your existing rental equity for the down payment?

Use some for a down payment on your next home.

There are down payment programs for duplexes, i have not searched or tried to do a 3-4 unit property. 

If you are going to school, I'm not sure you'd be making enough money to qualify for a mortgage.Prices in London are nuts and the real estate system in Scotland is not in the buyer's favour as they do sealed bids.I got started in grad school, but had my parents co-sign a loan (for which I made all of the payments and I had the down payment). 

Our rates are 7-12%, with no down payment required.

I’m close to saving up for a down payment but it’s taking forever!

Recently, management changed it so both loans can be made with one payment versus two separate transactions.