We use a few folks for foundation issues, rebuilding walls and ceilings depending on the situation. 

If that's not the case, though, you would be taking on significant risk of not being able to handle emergencies if when they occur, and all/most of your cashflow may be allocated to rebuilding reserves (in which case...is it really cashflowing?)

The problem is, in a partial loss they policy would only pay on the depreciated amount reducing your claim payment.Replacement Cost is the cost, in today's dollars, to rebuild the structure with the same kind and quality. 

Hey Guys, so being new to real estate and just becoming a realtor im realizing that investing in real estate is the thing im interested in most.im in the process of rebuilding my credit and im curious if you guys have any insights on where i should be looking for help to get into a property as soon as possible! 

If this is the case no matter what you do it will always leak. i have come across clients that I would not do the roof unless they let me rebuild it properly.

Now, I have to go to las Vegas to replace every floor molding in the house and I will have to hire an HVAC contractor to repair the AC and hire a welder to repair or rebuild an iron gate and fence.

I can rebuild the 6 million dollar house.

I generally knock down the homes and rebuild so need a bank that can fund something like this as I look to expand. 

You should be seeking quotes for the Replacement Cost of the Building (cost to rebuild with the same kind & quality), coverage should be for Special Form (sometimes called All Risk Coverage).  

Many of the homeowners whether insured or not do not have housing while rebuilding happens, as the red tape of getting homes built takes time, and there's no rentals.