Indexed EscalationMany commercial real estate lease agreements have indexed rental escalation clauses.

Some low cost index funds will give you better passivity and better appreciation, with a little more volatility.

IN DETERMINING WHETHER ALL OR PART OF THE RENT DUE AND OWING IS THE RESULT OF AN UNCONSCIONABLE RENT INCREASE, IT SHALL BE A REBUTTABLE PRESUMPTION THAT THE RENT FOR A DWELLING NOT PROTECTED BY RENT REGULATION IS UNCONSCIONABLE IF SAID RENT HAS BEEN INCREASED IN ANY CALENDAR YEAR BY A PERCENTAGE EXCEEDING ONE AND ONE-HALF TIMES THE ANNUAL PERCENTAGE CHANGE IN THE CONSUMER PRICE INDEX FOR THE REGION IN WHICH THE HOUSING ACCOMMODATION IS LOCATED, AS ESTABLISHED THE AUGUST PRECEDING THE CALENDAR YEAR IN QUESTION;"  This sounds like you can still increase rent but it will based on change in CPI for the area. 

.), Index fund investing (think the 4% rule) and the wonderful "financial runway" strategy coined by Scott Trench.

In the meantime, I'm on top of personal finances and have thus far invested savings primarily in S&P500 index funds.

I’ve personally been very happy with the overall performance of my portfolio.In my opinion, the most important thing to understand is that this is not like investing in the stock market where in a person can just blindly pick a few index funds and will probably end up fine.

COCROI is too low, better return to invest in an index fund.

Obviously, income for an IUL (Indexed Universal Life) policy will be tied to the market.

@Isi Nau I was on the Bogleheads forums learning everything there is to know about index fund investing.

.), Index fund investing (think the 4% rule) and the wonderful "financial runway" strategy coined by Scott Trench.