If so conventional will be better because FHA/Conv guidelines are the wheel house typically of mortgage broker and some times banker (synonymous names but they all do and sell the same product).Credit unions can sometimes do Fannie Freddie/conventional FHA too but generally aren’t that great at them.

I'm a product of BP through and through, was on these forums figuring out how to house hack after we already were in contract on a duplex, all the way through making it the foundation of my current business. 

And, especially if your goal is to build a portfolio to live off of, bad deals (and even marginal deals), will keep you from achieving that goal much more than slowing down and waiting for better deals to surface.But beyond that, I also find I get most burnt out when I am invested in deals emotionally and with time.  

Quote from @Ian Stuart: In my opinion, multifamily NOI growth will slow over time as inflation pressures in the U.S. continue to weigh on tenants' disposable incomes (which detracts from their ability to pay higher rents).

The last 10 -15 years have seen the introduction of many products that have made it much much easier for marginally qualified and even unqualified people to enter the arena as real estate syndicators.  

Quote from @Bill Le: Quote from @Brett Synicky: Quote from @Rochelle Gerber: I may leave a current employer and therefore I believe I will be eligible to turn my 401k into a real estate investment product.

Patti, do you know any lenders in our area that rep this product? 

Small multi (4 and under) is still residential so wouldn't be in their wheelhouse, but they are a different product than DealMachine.

Vrbo has been less productive, and FF remains a staple.

Connecting with local investors is next on my list and as slowing looking to narrow my markets.I look forward to chatting in the future!