It seems a more truthful approach is to help them sell their property and avoid the credit hit a foreclosure will produce since you are trying to buy the property (to flip or rent) rather than help them stay in their home.

I have a property I purchased cash underwent reno and was listed in available to rent in Nov.

After a few years of struggle with a "easement driveway" between the home, we were able to purchase that property in Nov 2023 for 20k.

Obviously, from this thread, I should be offering to pay the state 10-20% of what they ask me, reasoning that no one else will buy them and that I have a reasonable plan to get them actively producing taxes again.  

. - Confidence in our ability to produce a quality product and improve our systems - Trust gained in the hard-money lending community - Excitement for future projects!

The building currently produces $5,300 a month gross and is fully leased. 

Producing 2k/month in cashflow What made you interested in investing in this type of deal?

Forced appreciation which produced more equity and greater potential cashflow Lessons learned?

If it's a good income producing property, you could get up to 75% cash out of the value.

Of course they'll look at conventional ways to qualify you and your future spouse, but they may even look at the future rental income of the other units (if they're vacant) or current income they produce.