Now, if we can find small builders who haven't gone broke to start building again, that should help. 

Was something mitigating the noise at that time that you could use now?

I now have a portfolio of six rentals and completed two fix-and-flips.

Between now and the time you retire, there will be a couple of severe recessions and likely serious inflation. 

How does agent commission work now? 

There are many options, now.

I am working with a local guy now that is helping me find deals.  

Thanks to technology and Airbnb, we can now rent it out when the property is not being used.

Quote from @Jordan Sachs: I'm getting the info from my friend not her husband so it is possible something is missing however, I think she's mostly concerned that there is now a lien on the new owner's property and less about paying the actual bill.

I've been using wealthfront for many years now.