I can do that through charging points, but since I'm getting it at a lower rate than you could as a consumer, I prefer to mark up the rate while still being lower than most others in the market.

They'll have the same issue with the next buyer and you can always come back in a few months and make them a much lower offer once the property has fallen out of contract a few times and they are extra motivated to sell.   

As a small boy he broke his leg falling off his bicycle, and his father found him crying behind a car, and his father slapped him to get him to stop crying. 

The advantage, is that the buyer can wind up with a lower interest rate and instead of a 30 year loan, they have only the remaining number of years the original borrower hasn't yet paid down.3.

I held each until a change in either market price or net asset value resulted in the REIT stock discount being lowered by 30%.  

While I could have gone lower I am lowering my risk tolerance because I expect a recession in late 2019 to 2020.

I had one investment in a syndication that would have been a total loss however the sponsor made good and repaid principal . so 3 year no return.. which is just fine by me personally I am not one who goes crazy if the return is lower or does not happen to me its principal i care about.. 

Is it lower risk than flipping, rehabbing, or owning a property leveraged at 65%+ LTV?

They are often located in lower-income neighborhoods and may need maintenance or renovations.

Account Closed if you do a seller finance you could get a lower interest rate from HO then you can get at the bank.