After living through the GFC and the shrinking market for local banks, they saw an opening in the market for what they call "consultative banking" like they had years before and decided to start a bank.

We overthink real estate...Just find a place that people with options want to live. 

If a single level you might consider 55+ independent living.

If I live a busy life and don't have the time or care to invest on my own, but want to put, lets say $200k to work, is a 15% cash flow return reasonable? 

As a beginner investor based in the Seattle metro area, I'm eager to learn from your experiences and share my journey as I get started in this field.My current strategy is to focus on live-and-flip for the first three deals (looking for my second deal) to gain hands-on experience while building equity and learning the ins and outs of renovation and the local market. 

Focus on having a budget and having a strong financial base EXACTLY I started RE sales right at 18 when I my license saved enough in the first 14 months to buy a home to  live in.. 

My client's living room is completely unbalanced and odd looking because this wasn't done, which I had to hide with some fancy drapery "magic" that was expensive.

If you have a job where you make way more then you live on this makes think you are probably pretty safe.  

You can gauge this risk by checking state average homeowners insurance rates.Few people live in cities that meet all the above requirements.

Hi @Robert B Azimi,A home that has been registered through The Mills Act, can be rented out the same as any other property, and it can even increase rental revenue as there are people who really like the thought of living in a historic house.