Quote from @Chan Park: It's time to step and be a Landlord, as uncomfortable as it may seem.

Expense ratio, as others have stated, often ends up evening out these fluctuations in each expense and can often times be a more accurate predictor over many data points.

You'll always have the luddite stragglers but it's the response time that matters, not the avenue. 

A close friend of the family ,who was married, and had a house together got divorced and in between that time, she did a QC and removed her name from the deed.

@Craig Holland Land is often sold with owner financing, in part because buyers have a hard time financing it, and in part because buyers often only need a short time before they can build on the land and refinance out of the seller loan. 

Curious why any tax pro would argue with that.If filing state tax returns did not take any time or money, then there is no harm in filing them.

Where I am, the market has been flat and down for a long time.

If you would be interested in sharing your story please apply at biggerpockets.com/guest Your mindest seems incredible and keep up the hard work!

Quote from @Fiona Brown: LOL @Chris SeveneyHe has picked who he wants to deal with So I thought I would ask as I cannot find ANY reviews... and I have picked mine :) Which is you LOL as I found heaps good reviews for youWe have a call with your associate tomorrow for my pick at 10 am Not sure who we speaking to as 2 people have emailed the times Katie KlezekToni Shackelfordok, I am blushing... 

Can we set up a time so we can talk?