@Ryan Daulton, one thing I've noticed is that whenever I've asked others for investment advice, they mostly speak to the thing that worked for them to the exclusion of all else.

Have you started to use your PRO member exclusive items and features?

Check lease, but it should say that all adults have to sign lease.

I owned my own business in my 20s and 30s and originally took the W-2 as a side hustle to that even though it was full time to get health insurance because ours had risen to $1400/month for two healthy nonsmoking adults.

An appraiser is typically going to rely exclusively on the sales comparison approach and hopefully find relatively similar comps to compare the Subject to. 

One lender may require the cash out be used for business purpose exclusively, another may not have the same guidelines. 

You can move out and rent it for up to three years and still sell and get the primary residence exclusion. 

I know if you call the agent sometimes they ask you what you think the damage will amount to and advise you against filing a claim if it is below your deductible but I don't know of any falling branch exclusion.   

Sorry to hear that my tenant yelled at you for having a garage party during the week, but you are all adults, please go talk to each other.

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