They remain distinct on Form 1040 with different tax treatmentOnly capital losses can offset capital gains (except for the $3,000 allowance)So even though material participation makes the loss non-passive, it's still an ordinary loss that cannot offset capital gains from stock sales on the return.The only way capital losses can become ordinary is upon the sale of your property, and that loss could offset your W2 salary.  

Also I am curious if you had to disclose any personal assets even if you did not use them to secure these loans in other to enter an agreement with them. 

The marketer (guru) severely understates the amount of capital, time, and knowledge needed to produce successful results.And the above mentioned are the BEST case; not even mentioning the guru strategies that are fraudulent, illegal, unethical, and plain not realistically achievable.  

AirCover is not a true insurance policy; it only provides coverage for guest-caused damages, and even then, compensation is at Airbnb’s discretion.

MetLife was actually even more affordable in VT.

It's usually quiet even though the overall neighborhood isn't great.

I have just read a book about this, and a business owner spoke about his employees who would take "multiple taxi trips in one day" or "dine at the most expensive restaurants even when alone" its just something that will happen.

I may not even go the partnership route but I am interested in just learning about all the options I have. 

Even though we live in earthquake country, this was a new experience for us.

Always budget extra for surprises.Skipping Permits – Even small renovations may require permits.