I have a clause in the lease that says the security deposit will be held in so and so bank with so and so address and interest rate will be xyz.

or have you found various creative solutions to secure favorable terms?

If you have time to secure this loan through a bank, I would strongly consider it. 

Add outdoor security cameras (just let guests know they’re there) and maybe some motion-sensor lights for extra safety.

I think one thing people need to understand is in the US the ten-year treasury is competing against the mortgage-backed securities and while the ten-year is impacted by interest rates, its not the only factor and amount of spending we do also impacts it.they auctioned off 30-year today and it went really bad as no one wants our long-term debt and it sold for 4.3%10-year notes recently traded for 3.96% but again very weak demand - which I believe means yield prices may continue to move up, which means interest rates are not going down dramatically anytime soon - so that fed 25 or 50bps drop is not going to have your mortgage lender dropping rates suddenly the next day...Now the spread between the 10 yr and 30yr mortgages historically is closer to 1.75 but recently has been between 2-3% due to yield curve.

Their most common threat is a security deposit dispute.

I cancelled their contract and when I asked them the security deposit be mailed to me in NJ, they sent the security cheque to some address in Philly.

Can You Secure a Second FHA Loan?

The outcome was great.. they secured a mid-century home with a rental unit that offered both a comfortable living space and a reliable income stream.On a personal note, a friend of mine made a bold move and purchased in a slightly less popular area.

file=/secure/pabulletin/data/vol54/54-46/1644.html