And For Brandon it would take him all day to drive and take a Ferry I can pick him up and be there in 30 minutes  .. got to love the time machines....

There is lots of information here and on the google machine for varying options and their down payment options and requirements.

It will give you some ideas about how you can structure a business so that it runs like a well oiled machine! 

I would say buy a rental and use to cash to reinvest and buy more rentals so by the time you retire you will have a nice money making machine assembled.

Yes it is a piece of machine I would dream to own one day.

There are soooo many moving parts that makes up the machine that is a successful real estate investor...and with every part there is a chance that your machine breaks down.  

The phone should also have call waiting and either an answering machine or voice mail system.

Do what you know and enjoy, getting creative doesn't necessarily make you more money, it likely means you are taking on more risk and playing a game you aren't prepared for.Everyone's goal in real estate is to create a machine, where in, you stick $1 in the front and it spits $1.20 out the back. 

Go meet with someone at a local firm with "Lending" or "Mortgage" or "Funding" in the company name (that right there tells you their #1 priority isn't "open another checking account" or "establish an ATM machine location" at an institutional level), that lives and lends in the community they serve.

It's a machine, a process.