Obviously that is going to dramatically affect the NOI, thus affecting the market value.

I agree with everyone to refi and pay off that credit card debt...when interest rates rise, and they will, your credit card payments are going to begin increasing dramatically.  

Ultimately that is the goal since once you starting living for free, your saving rates jumps dramatically allowing you to expand your portfolio that much quicker.

Pricing (both materials and labor) have dramatically increased since 2019 so that is the largest reason for your error in pricing.

The title is dramatic, but I do wonder if your typical mom-and-pop that's just starting out is going to be able to build a legitimate (cashflowing) rental portfolio in the current market with large institutional buyers snapping up everything in sight with cash at higher prices than ever.The 1% rule is all but gone where I'm looking.

The garage conversion estimates can fluctuate dramatically depending on the site conditions.

While we have not had anything this dramatic we have had cleanouts leak sewage onto city sidewalks that was caused by the city digging up the street but they still made us responsible. 

Retail cap rates are dramatically higher because loans cost more (on top of other factors).  

but unless interest rates change dramatically i can't think of anything that's passive and get's me 5%.i understand that there are risks in DST just like any other real estate investment.

In the past few months, supply has dwindled extensively and we haven't found anything we liked, also prices have increased dramatically.