.• I purchased a small 1B/1Ba condominium in a high rise building in 2004 for personal use.• In 2010, I moved out and decided to put in in service as a rental unit.• I was able to keep it well occupied and leased throughout 2024.• I sold the condo unit in late 2024 for a nominal profit.That brings us to today. 

I can't just put the LLC's income directly into my joint personal tax return, right?

I let the booking expire and figured it was a troll.I then get another request from the same person about a month later for the same dates.

I've got stories that would be hard to believe on some of my seller financing deals, contract on a napkin, personal check for a notarized deed, hand shake deals, etc., etc. and a LOT of fun.

This means, on average, that this person is facing foreclosure or bankruptcy, and has no other reasonable options.

As a disabled person, I want to be in real estate, but I know I am limited. 

Find someone where there is a personal connection and at some point your relationship now or later can benefit the mentor.

but i also 2nd @Jay Hurst's sentiments - get a 2nd or even 3rd opinion on DTI/ full doc. i personally love files that are puzzles, i get some weird satisfaction out of figuring out how to make it work on full-doc, especially when my client has been told "no" before. if it doesn't work now, a good loan professional will help you create a path forward.

People like to rent from a person not a 'brand', it's more personal.

Good morning @Cosmo DePintoHuntsville is an exceptional market where I’ve personally seen investors’ portfolios thrive.