They understand that it would have to be at a discount to the amount owed and would need to make sense for me.There is roughly $360K in unpaid principle @4.00% and 311 monthly payments remaining. 

He will answer your call if you call him, and he will shoot you straight.

I know tons of investors who have received additional discounts in rate and closing costs for having multiple files closed with the same investor at once.Happy to connect and strategize more creative solutions if needed.

Like others have said, it is all going to depend.If you are talking about straight home owners then there are a ton of choices.

I could manage 6 months even if I lost my job and none of the 15-16 tenants at that time paid me rent for 6 months straight although it never happened. 

Right now, there's not enough "room" in rates to cover those hits so borrowers would pay discount points to cover them.

Downpayment isn't straight deductible as it is just built into the basis of the property since it is part of what you pay for the property.

That said, expect to deal with a fair amount of fluff leads.The two best strategies I’ve found are inbound methods: direct mail and Google Ads.Direct mail can be expensive, but it can also yield highly discounted properties.Google Ads, on the other hand, doesn’t require data extraction like calls, direct mail, or texting.

Do also expect a lot of fluff leads in this methodThe two best strategies I know are inbound methods: direct mail and Google Ads.Direct mail can be costly, but it can also lead to deeply discounted properties.Google Ads, on the other hand, doesn’t require data extraction like calls, direct mail, or texting.

If I had to choose, I would always prefer cold calling over texting for this approach.The two best strategies I’ve found are inbound methods: direct mail and Google Ads.Direct mail can be expensive, but it can also yield highly discounted properties.Google Ads, on the other hand, doesn’t require data extraction like calls, direct mail, or texting.