Long-Term takes the least amount of time, Short-Term the most.Unless you have the time & discipline for this, SELL.4) If you sell, would it make sense for you to re-invest in other rental properties?

I don't know if that makes me nuanced or a hypocrite. 

It is a great deal for the silent investor as they typically make 50% - 100% COC in less than a year.

I'm currently in the process of deciding which agent to go with.

No one right decision for everyone. 

The lower rate or longer term can also make the payment more affordable. 

A variety of things could have caused this.That said, what you've described above is not so untypical in terms of the steps of the process for a fix and flip loan.  

Cut your losses the first time they miss a payment and start the eviction process.

You want an accountant who can help you strategize and who is responsive when you want to know the consequences of the financial decisions you are making throughout the year.Good luck.

Quote from @Vikas Jain: Yes, I have already seen the buy-in, im less concerned about that part of it, but just want to make sure its legitimate (plenty of opportunities where buyin is high but it doesn't always mean the product is good, just been burned in the past by others so trying to do better due diligence this time around)Their success rate, as of now, is 100 percent.