Many financial planners recommend allocating a minority percentage of retiree invested assets to illiquid immediate annuities, for example.I don't know how you "duration match" a long-term buy-and-hold portfolio.

Yes, I am doing both, but I'm placing far less capital towards debt, which should get paid off just fine if and when inflation rears its ugly head, and allocating the majority towards financing at these super-low rates.

As far as asset allocation, I am 10% cash and 90% silver and gold, so I can allow flexibility in that ratio.

Instead of calls from sellers, buyers, and tenants, now my calls are from employees needing direction or decisions, investors seeking updates or market insight so they can make future capital allocation decisions, news media seeking quotes, banks and lenders calling to see if I want to borrow, and attorneys going over contracts.

. - allocating $15k for kitchen, bath & master addition

I know I didn't allocate for anything on the taxes , etc on the cash deal so that number will be slightly lower.

Now, any period of rental use after Dec 31, 2008 is a period of non-qualified use and the portion of your sale profit allocated to the period of non-qualified use is not eligible for the capital gain exclusion.

There are entire books of over 1000 pages written on portfolio management and asset allocation.

I don't see myself taking funds from my stock portfolio into real estate, but I do see myself allocating more of my future funds into real estate.

Your 350 loan is a "blanket mortgage", there should be a relaese fee or amount required to be paid to release each property according to how they allocated the collateral value of each property.