I genuinely appreciate what you are conveying to me.

I truly believe our financial education component plays a significant role in this, conveying the moratorium has zero protection to the impact of credit reporting showing past due and accruing amounts, that tenants may DEFER rents which means still due and owing just payable at a later date, AND the impact of a deferred accruing balance and potential for future evictions.

A lease also is not conveying the rights of ownership required to contract with others or pull  permits required.Leases can be terminated, bankruptcy, foreclosure, estate matters, law suits, or if an owner must move back into a property as their principal residence, can have a lease terminated.Review the concept of the "Bundle of Sticks" ownership rights and what a lease conveys, it is only the right of possession, not all rights.An option can also be broken, consideration may not be sufficient, it may be drafted improperly or illegally.

If that right is conveyed, the option price is earned over that period.

Hello, I am in negotiations to buy an apartment complex and the seller's attorney changed the conveyance on my purchase agreement from Warranty Deed to Corporate Warranty Deed.  

You used language that conveys that you see your tenants as adversaries: "nit-pickers", and "annoying".I don't know of any business where one can resent one's customers and expect to be successful.  

(Interest rate, monthly mortgage balance, is not included on the note, and if there was a second mortgage)If I were to wholesale the property, I want to make sure to convey to an end investor buyer that I am positive this is the current mortgage balance/debts to not waste their time.

It also conveys to her that you mean business and will not mess around.It doesn't cost much to submit a 5 day Pay or Quit, its basically just certify mailing the form to the tenant. 

Being offered together at a later time to be sold together does not matterWhat you do know is when the buyer purchased the property using an FHA loan, there was a survey and title policy along with proper access to the property and the ground below the house was conveyed barring an error which is not likely

I was also thinking of seeing if he will sell it to me at $80k on paper so I can save a few grand on the 20% down, and I'll give him the other $40k in 6 months from now when I do a cash out refi.On a rent to own contract, usually he does not "own" the property so there is no way for him to convey ownership to you.