Unfortunately, unreliable sales people and gullible consumers are the norm. 

Any thing going wrong there and you're deeper than you think in it.You should work a part time job to get out of that consumer debt, and no turo is not it.

The regulations you’re quoting from apply only to CONSUMER PURPOSE LOANS, not commercial loans.  

Hi Matthew, start with any free resources we have like social media etc. follow industry leaders and maybe you might interested in my book happy rich and healthy book not just for real estate but also start building wealth without sacrificing your health.

Once you start making offers, the whole process of underwriting then offering is time-consuming enough. 

A lot of my clients will do their first 2-3 flips as ones they sell off to have a healthy grasp on projects and a large pool of cash to work with.

I think these important to consider: Time availability: Property management is time-consuming.

I was involved in wholesaling business long time ago (not real estate but consumer goods), and it has taught me A LOT about human nature.

Those are healthy rates for a investment property with a larger loan amount.

You have every right to be an informed consumer, and know what you are paying for.