I appreciate the ease of management that comes with mid-term rentals, but I have some concerns.

You state that everything is equal but are concerned that not everything is equal...It's very possible to see a price spread like that even with comparable coverage but it's also vitally important you work with someone that has your back to make sure you understand your coverage before you'd have to use it.  

Cosmetic issues like the one's you explained do not pose an inhabitability concern.

Well, in listening to "Mistakes to avoid when Gator lending (2023)"  there are bigger worries to be concerned about than are spoken of in the "gator training".

Regarding there being NO EMD- If you sent me a contract and did not put up EMD then as far as I"m concerned, we do not have a binding contract. 

My biggest concern would be the possible damage you can't see and if you only have 3 years of life on it, you'll conceivably be back in this spot again very soon.

A post on recapture:People are concerned about recapture when they cost segregate their improvements and for good reason.Recapture is real, and those deferred taxes will need to be paid.But fear not!

The sandbags also concerned me and I would be looking in other parts of town for sure.

Generally, I've found that people are more concerned with the content, thoroughness and responsiveness of my emails than what suffix is attached to them.

I understand her concerns and her thoughts but she could have done it in a professional manner.