That doesn't mean you're left behind it means you'll need a different strategy that than someone you started 1,3,5,10 years ago. 

It's actually the best strategy in the Nashville area if you can build an HPR yourself and own both, STR the other side. 

Sometimes you might want to go extra on something like the master bath or contemplate other exit strategies.

12 or 24 Month Bank Statement is probably the best bet.

Your best bet would be to find a portfolio lender whose niche aligns with your investment strategy.

While not mandatory, a specialized accountant can reduce errors and provide significant tax-saving strategies tailored to your situation.This post does not create a CPA-Client relationship.

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With this in mind, I recommend exploring other investment strategies that may provide better cash flow and ROI.

There are multiple strategies to take advantage of opportunities during an expansion.  

I work with out of state investors and would love to connect and discuss strategies.