When you are on the commercial side of the bank, and borrowing on the bank's balance sheet, they have a lot more flexibility to how they handle loans.  

@Seth RolandLoans like bank statement loans or DSCR (Debt Service Coverage Ratio) loans could be great options.

Some are because there are serious issues with the property that can't get financed by a bank.

What makes it slow in this case is that you don't really start seeing real cash flow until after year five but it's more effective than rentals in that there is little to no maintenance.Sure you can live in a home while fixing it up with the intention of selling it for a nice profit later but I think many people are already doing that and the buyers of slow flips now also have that opportunity without having to qualify with a bank.

So any asset that can be attached by a U.S. court; bank accounts (even most foreign bank accounts), stocks, bonds, real estate can be taken once the trust is declared as a sham or the transfer of assets to the trust is found to be fraudulent.Further, once this has occurred the defendant will be required to testify under oath about the assets in the trust.  

You may want to find a private lender, sell something, etc…The mortgage lates are going to keep you from any bank/mortgage products

However by your own admission this is a large bank.

You calso never have to worry about "Money in the bank' versus a credit risk HELOC. 

@Brandon Weis just an overly conservative bank. 3.5% down with FHA on up to 4 units.

We were able to refinance with our go to bank at a decent rate in this environment which allowed us to pull out our initial investment and renovation cost.