It includes HVAC filter and a few 'free' things (like one free lock out or something like that).

That makes a real difference.Initially we had one originator, one part-time processor, and a part-time admin assistant. 

The site hasn't changed, literally not at all.The people, my friends here, people I know, help change the perspective by doing what they have done for years, just posting and responding with words of wisdom and a 20,000 foot view.

I tell the truth and a lot of people get very upset with me.

Once you find someone willing to let you shadow them, approach it with professionalism and a willingness to learn.

You can choose to report your income and expenses on Schedule C by electing to file as a Qualified Joint Venture instead of filing a partnership return.If you have created an LLC that is not in a community property state, and as husband-wife you are the only members, then you are a partnership and must file a partnership tax return unless you have elected to treat your LLC as a corporation for tax purposes.If you have created an LLC in a community property state, and husband-wife are the only members, then you are a partnership and must file a partnership tax return unless you have elected to treat your LLC as a disregarded entity or corporation for tax purposes.

Id keep looking if it was not an approved short sale ( even an approved short sale takes a very very long time and theres no guarantee that you will even close on the house after months of waiting). q1)There are plenty of non traditional lenders that could offer you construction financing if the numbers make sense but it will cost you with points and a higher rate.

But the "art" really only comes with time in market and a deep understanding of both the market and the operations of assets.

For a cash out refi, you are generally limited to 75% LTV and rates right now are in the mid 7s for good credit and a DSCR over 1.0. 

However, between the much lower mortgage interest rate in Europe and a better tax treatment in the US, I'd choose the former.