Can only one of us be licensed and be the one who signs the contracts?

Further, the 20% down wasn't necessary, but helped us be competitive with our offer.

For us, being a full time landlord makes us happy... we retired from working 2 full time corporate "cubicle" jobs.  

It's frustrating for those of us being smart and looking for strong returns.

Again, 16 years and almost 6,000 properties gives a few data points to look at to help us be transparent.So, if the property appraises outside of that range, there is zero expectation on our part.  

Theyll be able to see any bellies in the pipe and save it to a usb drive.

I have formed an LLC with a partner, both of us being co-owners, but with only one person qualifying for the loan. 

Whatever you decide to chose, find a way to use it as the catalyst that gets you over that mental hump.

If someone is borderline, but generally looking ok, I might ask if they have further documentation to get them over the hump...significant savings or IRA accounts, or prior year tax return to solidify their "online" business income.

It’s probably hard to tell from the pictures, but there is a big hump in the middle of the floor (about 3/8”) along with a slight sag in the hallway area.