A informal get together of local real estate investors swapping ideas, contacts and stories would be a great networking opportunity.  

So my intial understadning is when a person refinaces a loan they essitinally are swapping out there old loan and replacing it with a new one with less interest. in this situation i underatand how people save money by lowering there interest rate thus lowering there payments, but i have been reading and hearing from people stating they got a large sum of money when they refinaced. i just read a artical where somome got 18k from a refinace. i just dont understand where the 18k came from if all he did was get a lower interest rate and in turn lower payments.

The kind  of renter who won’t pay 3$ for a new smoke detector battery or a swap out a light bulb .my  black lab will leave our cool air conditioned house to go lay in the hot sun out on the deck !

. - thanks for the reply.Due to some other situations upon move-in, the checklist was not able to swapped for keys. 

The same for every crisis for the last 50 years.For those of you who like to read, The author of the article that Bryan references also coauthored a book All the Devils are Here which goes into a lot more details.Another very easy read that covers the subprime debt/credit defaults swaps story is The Big Short by Mark Lewis.More challenging but a wider view is Nouriel Roubini's Crisis Economics.and if you don't like reading but can handle a documentary movie, Inside Job again does a decent job of touching on the subject.

PROPOSED TERMSReplace cash equity investment w/ note w/ 30% higher balance12-15% interest rate7-10yr amortization, or interest-onlyHe definitely likes the equity return, so I feel like it would have to be a pretty attractive offer to get him to swap out of the equity..

They offered to swap this house for another one, but after having gone this far and having already paid for the inspection, I'd rather not go that route.  

Many members withhold portions of security deposits where applicable, pre-lease units, have little to no vacancy, don't pay lease-up fees, use hard surface flooring, only pay a few hundred dollars to paint a unit (if even needed), and then swap out a rotating lock set....whereas other members have thousands in vacancy and repairs.

I had him swap the electrical box and meter box - swapped from 100amp to 200amp from the weather head down to the meter box - charged me $2250 (Got quoted $3500 from my electrician).

Would like the to understand if I can find a friend to invest in my company, while I invest in their company.  Both of us using our self directed IRA. Loan amount of 200k.  The way I see it, even they get into trouble...