The market is TOUGH right now for LTRs and STRs.Hope this helps - we are trying to protect you.

I'm still using it for flips and other investments but not trying to be long HELOC loans as 10% is still expensive money.If you want to talk more, I'd be happy to have a conversation.

But that honestly looks like it is all set up to try and be a banking solution (ie, get as many users keeping money in BaseLane's bank accounts so they can make that sweet sweet float on the interest.

Of course, with all things, the answers to all these matters will depend on the circumstances.California tends to have more laws on the books and requirements and restrictions that it can be a good idea to form a CA LLC for out of state property so that you as a CA resident are covered, and to try to have your contracts fall under the purview of CA courts.

We are just so far in now I am trying to get this across the finish line...

Honestly, it is a lot of work, and there are some big pitfalls you want to avoid, but its not rocket science. 

Can try to reposition to Class B, but neighborhood may impede these efforts.Vacancy Est: Historically 10%, but 15-20% should be used to also cover tenant nonpayment, eviction costs & damages.Tenant Pool: majority will have FICO scores of 560-620 (approaching 22% probability of default), many blemishes, but should have no evictions in last 2 years.

I'm trying to understand how they collect data so as to develop the best comping practices.

@Ricardo Lemus Most investors try to get the longest term on their mortgage that is possible, usually 30 years for most.

No offense but you'll never convince them and I wouldn't bother trying.