:-DAmeris Bank (or anyone) is a fine place to get your pre-qual/approval letter from but just shop around when you're actually getting the loan.   

Or could it be that the market is taking a breather before making a final run?  

Fun and complex scenario, I  feel like I was taking a final exam with this question :) 

You have been played from day one and have gone along with the game willingly.My advice, which you will probably ignore, is file for eviction, pay them not one cent to leave , hold the deposit till you evict and do a final inspection.Right now you need to give notice of inspection.

A final draft of my Scope of Work?

we are in a final and best situation against one other bid with a  Fannie Mae foreclosure.

I am also a finance major at Macomb Community College.

There is plenty here to find out what has changed since Brandon wrote his book and, I'm sure he'll admit he's not a finance type, especially with tenant buyers.He's going down predatory lane using L/Os as a weeding out, in OK, they do have orange jumps suits at that big hotel along the Will Rogers Turnpike, you know, the one with the big fence around it and signs saying do not pick up hitchhikers! 

There may also be some good inventory hiding in older areas of Fort Myers (Between McGregor and US41) and its not uncommon for some single family homes in that area to have income producing apartments or guest houses.Remember, as you are a finance buyer, you have a bit less leverage with sellers than cash buyers do, so you'll want your offers to be relatively strong in other areas (if you are asking for concessions you are likely not to get an accepted offer on an income producer).

Mortgage companies do not like other loans with their loan.Fact they make you prove you have money in the bank for 60 days with no big moves .Hard money loans are very hard to get the reject 75% of their loans .They go over everything with a fine tooth comb and then some .