If we're talking about conventional lending then yes cash flow properties (cash flow on tax returns/financial statements) can be used to increase income but some local/community banks or HELOC lenders may only allow the positive income to "0" out or wash out the mortgage against your DTI but not allow the positive income to be used in helping you qualify for additional loans or financing because of the exposure to additional leverage and risk they may have to take on.

If the s-corp secures a loan from me for the purchase, would it limit the exposure if sued?

Im thinking of putting maybe half of it in stocks and other half in real estate.In bangkok, a newly built mid-end condo, with modern facilities, carparks,for a 1 bed, 40 sqm in good location, fairly near sky train and fully furnished is maybe around 3m-4m baht. agency says i cud get around 22k-25k baht a month but im guessing its prob more like 15k-20k baht. most Thai wages will not be able to afford the rent, but its ideal for expats working in bkk. so the return is maybe around 6% before all costs, vacancy periods and appreciation/depreciation.ive been reading a lot of negative and pessimistic views about condo as a buy-to-let especially in bkk. there r so many condos in bkk and many being built as land is not scarce yet cos old buildings can be cleared and new projects started easy. and other factors i dont know. also traffic is a nightmare and the condos that are centrally located (and most expensive) have one of the worst traffics (altho it wud prob be near sky train or underground which would be ok for expats.keep in mind that i ll be paying in lump sum, wouldnt mind to gain some real estate exposure (im fairly interested in the industry),do you think its worth it to buy a condo in bkk as a buy-to-let?

Dave - That's a good point about the exposure to a liability.

Eric Archer in the book says Originally posted by Eric Archer: Limited Liability for potential exposure to claims of creditors.

Sounds like if you want out before you get exposure you don't want, you will have to lockup your back end prior to the expiration of the due diligence period.

Unfortunately banks are balking at these loans b/c I guess they see them as more risk/exposure as well as alot more work involved to underwrite the loan when they can underwrite much simpler loans and make the same money for alot less work.There are definitely banks that will do it for you, just have to find the right one.

The kitchen in back with dining in front so both rooms benefitted from view, and sun exposure.

It has everything to do with reducing their over-weighting in this type of loan, often they're on 'probation' with their regulator to reduce exposure to investment property lending.

Pawn brokers take possession of the pledge asset.Lenders also limit their exposure by using LTV restrictions.What are you trying to accomplish?