Never pay an upfront fee.You didn’t mention your state but understand that with little exception, an NMLS registration is only required for consumer-purpose loans.

I understand they have a little bit higher interest rate, but what are the risks of DSCR loans?

I understand that starting out, depending on how fast you want to build your portfolio, you could spend a lot of time at it.For those with established investment portfolios, how much time is required to maintain it?

What you want is an agent with experience who knows how to negotiate, watch your back, navigate difficult situations, understand contracts and law, provides an objective cross-check, etc.

The new PM did initiate the transfer of service and reached out to the tenants, but since the existing PM hasn't confirmed the transfer to them, they're understandably suspicious. 

@Drew Sygit Trying to understand paying bank this loan rate is good idea or payoff principal early is a good idea.

With just an hour or so of conversation people readily understand and grasp all the details and facets of C4D, be it buyer or sellers. 

Instead, start by sharing why you’re interested and ask questions to understand the seller’s motivation like, ‘Why do you think it hasn’t sold yet?’

I understand I likely won't have an HSA debit card like I do now, and that it would be harder to liquidate my investments potentially.

Quote from @Matthew Paul: I understand how businesses work.